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OUR PRIMARY PURPOSE

Help you feel confident in your financial future

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The Murray Financial Group Advantage

We plan with a purpose. Our financial and retirement plans put your life on paper. We incorporate your assets, liabilities, budget, goals and dreams to confirm your decades in retirement will be what you want them to be.
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The Murray Financial Group Financial Protector TM

Our trade marked Financial Protector Process focuses on the creation, proper function and maintenance of an effective retirement and wealth management plan. This seven-step process is uniques and exclusive to Murray Financial Group.
STEP 1: THE FRESH APPROACH
This complimentary meeting gives you the opportunity to discuss your most important financial, lifestyle, and retirement goals and concerns. We will assess your current strategy and explore how to bring it more in alignment with your financial goals.
STEP 2: GREAT EXPECTATIONS
Together, we will identify your needs, as well as the specific challenges, opportunities, and strengths, that currently exist in your financial situation.
STEP 3: CRITICAL INVESTIGATION
Our staff will conduct extensive research and analysis of your current assets, risk tolerance, and external economic and financial factors. We will then construct a clear, logical financial plan to help you achieve the goals we discussed in The Fresh Approach (Step 1).
STEP 4: A PANORAMIC PICTURE
In a comprehensive, face-to-face meeting, we will review all the options and opportunities outlined in the retirement strategy we created to help you achieve your income goals. If this strategy makes sense to you, this is when you may engage our firm to manage your strategy going forward.
STEP 5: THE ENFORCER
For assets under management, we provide ongoing monitoring of changing financial needs, economic events, and financial markets. Our service to you includes periodic rebalancing of your portfolio, ensuring that your risk tolerance and asset allocation are up to date.
STEP 6: RELATIONSHIP MAXIMIZER
We are deeply committed to our clients, and it shows in the way that we provide them with useful and beneficial information and communication, including regular in-person meetings, written correspondence, email updates, and informational forums. It is our hope that both of us get the most out of our partnership.
STEP 7: PASSING THE TORCH
Your trust and confidence in our firm are essential to our success, as is the growth of our client base. We are constantly seeking like-minded clients to help build a successful and sustainable future, and we greatly appreciate your referrals to our firm.
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Chris Murray, Founder
Chris Murray is a veteran financial professional who is focused on helping clients achieve their ideal financial future.
Chris got his start in the industry in 1989, and, after working for other financial companies, he decided to follow his drive to help others. In 1995, he founded Murray Financial Group, a firm dedicated to helping individuals and families overcome the challenges of creating a steady financial foundation. He loves working hand-in-hand with his clients to understand their financial goals and help them build a clear path to achieving them.
He was recognized nine times as best financial planner by Frederick Magazine and hosts the popular radio show “Your Financial Editor.” Chris also provides live business updates Monday through Friday at 5:50 a.m., 6:50 a.m. and 7:50 a.m. on 930 WFMD.
In his free time, Chris enjoys spending time with family and friends.

Check out Chris Murray's Book,

The Financial Protector

An Amazon Best Seller!

GET YOUR COPY TODAY!

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  Investment Committee

Darrell Jayroe, CFA, CFP, CKA
SENIOR PORTFOLIO MANAGER
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Dr. Erik Davidson, CFA, CTFA
CHIEF ECONOMIC ADVISOR
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Tim Schwarzenberger, CFA
PORTFOLIO MANAGER
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Biblically Responsible Investing

Murray Financial Group uses Biblically Responsible Investing (BRI) utilizing Inspire Investing strategies and portfolios. Through the Inspire Impact Score top companies are identified, researched and vetted to ensure the company is not profiting from pornography, labor abuse, bio ethics violations, State Owned Enterprises (China, Russia, etc), human trafficking, etc.
“Finally, be strong in the Lord and in the strength of his might. Put on the whole armor of God, that you may be able to stand against the schemes of the devil. For we do not wrestle against flesh and blood, but against the rulers, against the authorities, agains the cosmic powers over this present darkness, against the spiritual forces of evil in the heavenly places.”   Ephesians 6:10-11

Listen to Your Financial Editor on the Radio!

Tune into Your Financial Editor on Saturdays from 6a.m. and 1 p.m. on 930 WFMD-AM. You can also listen to the Your Financial Editor Podcast on Apple Podcasts.
The show started in 1997, is going on its 26th year, and focuses on business, finance, and economic information and its impact on wealth and retirement planning.

Chris has been honored to interview nationally and internationally recognized guests, such as Dr. Ben Carson, former United States Secretary of Housing and Urban Development, James Parker, former CEO of Southwest Airlines; Jonathan Tisch, CEO of Loew’s Hotels; Sheila Bair, former chair of the FDIC; and Sir Kim Darroch, the United Kingdom’s ambassador to the United States, just to name a few. Your Financial Editor has won many Excellence and Distinction awards as well as several Stevie Awards.

Listen to live business updates from Chris Monday – Friday at 5:50 a.m., 6:50 a.m. and 7:50 a.m. on 930 WFMD.
Chris produces and hosts Your Financial Editor,
a weekly radio program on 930 WFMD.
The show started in 1997, is going on its 21st year, and focuses on business, finance, and economic information and its impact on wealth and retirement planning.
Chris has been honored to interview nationally and internationally recognized guests, such as James Parker, former CEO of Southwest Airlines; Jonathan Tisch, CEO of Loew’s Hotels; Sheila Bair, former chair of the FDIC; and Sir Kim Darroch, the United Kingdom’s ambassador to the United States, just to name a few. Your Financial Editor has won Communicator Crystal and Stevie Awards.
REQUEST A COMPLIMENTARY CONSULTATION
Have a question?
Fill out the form below and we will contact you!
Phone: 301.682.9876
Email: chris@murrayfinancialgroup.com
50 Carroll Creek Way, Suite 240
Frederick, Maryland 21701
We are an independent financial services firm helping individuals create retirement strategies using a variety of investment and insurance products to custom suit their needs and objectives.
Investment advisory services offered through Murray Financial Group Inc., a Registered Investment Adviser in the state of Maryland. Insurance and annuities offered through Murray Financial Group, MD Insurance License #4059.
Investing involves risk, including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. None of the information contained on this website shall constitute an offer to sell or solicit any offer to buy a security or any insurance product.
Any references to protection benefits or steady and reliable income streams on this website refer only to fixed insurance products. They do not refer, in any way, to securities or investment advisory products. Annuity guarantees are backed by the financial strength and claims-paying ability of the issuing insurance company. Annuities are insurance products that may be subject to fees, surrender charges and holding periods which vary by insurance company. Annuities are not FDIC insured.
The information and opinions contained in any of the material requested from this website are provided by third parties and have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed. They are given for informational purposes only and are not a solicitation to buy or sell any of the products mentioned. The information is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the particular needs of an individual’s situation.
* Murray Financial Group, Inc. (MFG) is not affiliated with Inspire Investing. MFG utilizes Inspire Investing for screening, portfolio structure, ETF’s and Biblically Responsible Investing Strategies.
© 2025
Murray Financial Group
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Darrell Jayroe, CFA, CFP, CKA
SENIOR PORTFOLIO MANAGER
Darrell Jayroe, CFA, CFP, CKA, has been with Inspire since 2016 and serves as the Senior Portfolio Manager for Inspire’s ETFs and SMA strategies.
Prior to joining Inspire, Darrell was a Vice President and Sr. Portfolio Manager for the Bank of Oklahoma trust department for 12 years where he was responsible for managing accounts for high net worth families, trusts, foundations and institutions. Darrell started his career as an investment advisor in 1994 with PaineWebber in Oklahoma City.
Darrell received a B.A. and Masters degree from Southern Nazarene University in Bethany, Oklahoma. He is a CFA (Chartered Financial Analyst) charter holder and is a CFP® (Certified Financial Planner®) licensee. He is a member of the CFA Institute and a member and Past President of the CFA Society of Oklahoma. He is also a member of Kingdom Advisors and holds the CKA® (Certified Kingdom Advisor®) designation as well as a member of the NACFC (National Association of Christian Financial Consultants).
Darrell and his wife, Beth, have been married since 1982 and have two daughters, Kayla and Kyndal and a son in law, Grayson.

Dr. Erik Davidson, CFA, CFTA

CHIEF ECONOMIC ADVISOR
Dr. Erik Davidson, CFA, CTFA, joined Inspire in 2019, serving as Chief Economic Advisor, working closely with Inspire’s Investment Committee to provide valuable insight on global, macro-economic events and trends from a biblical perspective. His particular expertise in the area of behavioral finance enables Inspire to produce discerning research and data on the intersection of faith, investing, and investor behavior.
Additionally, Dr. Davidson serves full-time as an Assistant Clinical Professor of Finance at Baylor University in Waco, Texas. There he teaches MBA courses in Behavioral Finance and Corporate Finance. He is well known for bringing his practical business world experience as well as his Christian faith into the classroom for his students’ benefit.
Prior to joining Inspire, Dr. Davidson was the Chief Investment Officer (CIO) for Wells Fargo Private Bank, leading an investment team of over 400 professionals who managed more than $200 billion in assets. Prior to that, Dr. Davidson was the co-Founder and co-CEO of Separate Account Solutions, Inc., a technology company that provided separately managed account (SMA) tools and operational services to investment firms. Earlier in his career, he led the portfolio management team for Franklin Templeton Private Client Services and was a bond trading manager for Credit Suisse First Boston in both New York City and Tokyo. His lifelong interest in the application of academic theory to investing was formed early in his career when he worked at Dimensional Fund Advisors.
Dr. Davidson received his doctorate degree from DePaul University’s Kellstadt Graduate School of Business, with his research being in the area of Behavioral Finance. His doctoral dissertation was “Investment Choice Architecture in the Age of Robo-Advisors.” Further, his joint paper, “Does Investor Sentiment Affect Market Response to Earnings Restatements?” was accepted for presentation at the 2018 Queen Mary University of London’s Behavioural Finance Working Group Conference.
He has also co-authored multiple books, including “Investing in Separate Accounts” and “The E-Finance Report,” as well as authored numerous investment-related articles, speaks at investment-industry conferences, and is regularly featured in the media, including The Wall Street Journal, The New York Times, CNBC, Fox Business News, Reuters, and Bloomberg.
Dr. Davidson is a member of the Advisory Board for DePaul University’s Driehaus Center for Behavioral Finance, an elder for Carmel Presbyterian Church, a Mensa member, an Eagle Scout, and actively volunteers in the local community. He currently resides in Waco, Texas, where he loves to run and stand up paddle board. He has been married to his wife, Lori, since 1986 and has four children and seven grandchildren.
Tim Schwarzenberger, CFA
PORTFOLIO MANAGER
Tim Schwarzenberger, CFA is a Portfolio Manager with Inspire Investing and has over 18 years of industry experience. He previously served as Managing Director at Christian Brothers Investment Services (CBIS), where he was an integral member of the Investment Team responsible for implementing the firm’s strategy development, portfolio construction, and Catholic investing initiatives. Tim started his investment career as an Investment Analyst at Willis Towers Watson working with the team responsible for providing investment consulting services to the firm’s institutional clients.
A Chartered Financial Analyst® (CFA) Charterholder and member of the CFA Institute, Tim earned his degree from Idaho State University, where he majored in Finance and minored in Spanish. He also studied six months abroad in Chile at the Universidad Católica de Valparaíso and is fluent in Spanish.
Tim and his wife Marie are more than busy raising six wonderful children (one boy and five girls!). They are parishioners at the Cathedral of St. John the Evangelist in Boise and are active in their local homeschooling community. Tim enjoys spending time with family and friends, doing anything outdoors, and playing and coaching hockey.